MoneyCalc Desk

Cars & driving

The real cost of owning, leasing and driving for a living.

A vehicle is usually the second-largest expense after housing. These calculators compare leasing and buying, electric and gas, and show what gig drivers and owner-operators actually keep after fuel, maintenance, depreciation and taxes.

Calculators

EVvsGas Desk

Is an electric car cheaper than gas for you?

The sticker price of an electric car says little about what it costs to own. We compare fuel, charging, maintenance and tax credits over the years you plan to keep the car, using your own mileage and local prices.

LeaseWise

Lease or buy a car: the real cost.

Leasing and buying are often compared by monthly payment alone, which ignores what you own at the end. We lay out total cash out and remaining value side by side over the same period.

GigDrive Profit

What Uber & DoorDash really pay you per hour.

Rideshare and delivery income looks high until fuel, depreciation and insurance are counted. This tool turns your weekly miles and earnings into a true hourly figure so you can see which shifts are worth driving.

TruckCost Desk

Cost per mile and minimum rate for owner-operators.

Owner-operators think in revenue per mile, but the number that matters is cost per mile. This tool adds fuel, maintenance, insurance and payments to show the rate you need to charge to stay profitable.

Related guides

EV Charging Costs: Home vs Public Chargers

EVvsGas Desk

Where you charge changes your cost per mile more than almost anything else. How to compare home, work and fast charging against gasoline.

Hidden Costs of EV Ownership: Charger, Insurance and Depreciation

EVvsGas Desk

Electricity is only part of the picture. Home charger installation, insurance and resale value can move the EV-versus-gas math.

How Car Depreciation Affects Both Leasing and Buying

LeaseWise

Depreciation is the biggest hidden cost of a car. See how it shapes lease payments and what you really pay when you buy.

Lease or Buy a Car? The Factors That Decide It

LeaseWise

Mileage, how long you keep the car, down payment and fees decide whether leasing or buying costs less for you.

Owner-Operator Trucking: The Costs You Must Track

TruckCost Desk

Fuel, maintenance, insurance, tires and taxes make up your cost per mile. How to build the number and use it.

What Gig Drivers Really Keep After Gas, Wear and Taxes

GigDrive Profit

Per-trip earnings look better than they are. How to count fuel, maintenance, depreciation and self-employment tax.

How to Calculate Your Trucking Cost Per Mile

TruckCost Desk

Add fixed and running costs, divide by miles, then adjust for deadhead to find the rate you must accept.

Is an EV Cheaper Than Gas? A 12,000-Mile Example

EVvsGas Desk

At 80% home charging an EV saves about $1,026 a year, so an $8,000 premium takes 7.8 years to repay. Public charging nearly erases it.

Lease or Buy a $38,000 Car? A 36-Month Example

LeaseWise

Leasing nets out about $20,889 over 36 months versus about $22,220 to buy, a gap of roughly $1,331 once resale value is counted.

What Uber and DoorDash Drivers Really Earn Per Hour

GigDrive Profit

A $1,100 week can be about $22 an hour once gas, wear and taxes are counted. Here is the math.